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February 28, 2003

 
SWEDISH MOTORS
SMC <Bt2.26>

Recommendation
New       :  SELL
Previous :  SELL

 

 

Investment losses and weak Volvo sales drive SMC into the red

Swedish Motors Corp (SMC) reported a huge 4Q02 loss of Bt270mn. This was mainly due to an extraordinary loss of Bt250mn resulting from investment losses in a listed associate Scandinavian Leasing (SCAN).

For FY02, SMC recorded a loss of Bt243mn versus a net profit of Bt25.5mn the year earlier. The company was also was hurt by weaker Volvo sales which dipped 1% yoy amid fiercer competition in the vehicles market, resulting in its gross margin narrowing to 8.8% in 4Q02 from 9.5% in 4Q01.

Volvo's performance is in stark contrast with the overall auto market. Passenger car sales rose 21% last year to 126,353 units while total car sales jumped 38% to 409,362 units. We maintain our SELL rating on SMC given that the stock is trading on a 2003 P/E of 40x and EV/EBITDA of 13.6x. Our fair value estimate is based on its book value of Bt1.7 per share.

SMC's income statement (Mn Bt)

  

4Q02

3Q02

QoQ

4Q01

YoY

2002

2001

YoY

Sales

938.6

955.3

-1.7%

1,036.9

-9.5%

3,792.2

3,733.8

1.6%

Other Income

3.7

6.1

-39.6%

3.7

-1.0%

25.9

33.1

-21.8%

COGs

843.1

845.3

-0.3%

924.9

-8.8%

3,362.9

3,276.1

2.7%

Depreciation&amortization

12.8

12.5

1.8%

13.0

-2.0%

50.6

55.0

-7.9%

Gross profits

82.8

97.4

-15.0%

98.9

-16.3%

378.7

402.8

-6.0%

Gross margin (%)

8.8%

10.2%

-

9.5%

-

10.0%

10.8%

-

SG&A

102.7

91.6

12.2%

115.5

-11.0%

383.2

413.3

-7.3%

SG&A / Sales

10.9%

9.6%

-

11.1%

-

10.1%

11.1%

-

EBITDA

(3.5)

24.5

N.A.

0.2

N.A.

72.1

77.6

-7.1%

EBITDA margin (%)

-0.4%

2.6%

-

0.0%

-

1.9%

2.1%

-

Interest expense

6.7

6.9

-3.4%

9.1

-27.2%

29.5

42.5

-30.5%

Net profit before extra item

(20.0)

2.1

N.A.

(18.8)

N.A.

4.7

10.9

-57.3%

Extra ordinary gain (loss)

(250.2)

(1.3)

N.A.

8.9

N.A.

(247.8)

14.6

NA

Net profit

(270.1)

0.8

N.A.

(9.8)

N.A.

(243.1)

25.5

NA

EPS (Bt) before extra item

(0.08)

0.01

N.A.

(0.08)

N.A.

0.02

0.05

-57.5%

EPS (Bt)

(1.15)

0.00

N.A.

(0.04)

N.A.

(1.03)

0.11

NA

Note: COGs does not include Depreciation and Amortization

  • New car sales, which yield margins of only 1.5%, accounted for 74% of SMC’s 4Q02 sales and service income. The rest came from parts (18%), used cars (4%) and services (3%).

Sales and Service Income Breakdown

  

2000

  

2001

  

4Q02

  

2002

    
 

BtMn

Margin

BtMn

Margin

BtMn

Margin

BtMn

%share

Margin

New Car

2,031.1

1.4%

2,803.1

2.1%

696.3

1.3%

2,806.4

74%

1.5%

Used Car

207.9

3.2%

187.1

-2.4%

34.9

-5.4%

163.6

4%

-4.6%

Parts

635.9

26.0%

602.7

22.4%

170.0

16.1%

676.6

18%

19.1%

Services

122.5

14.4%

123.2

16.8%

33.2

27.1%

128.2

3%

25.7%

Other

-

-

13.5

10.7%

3.1

-12.1%

13.2

0%

-20.2%

Total

2,997.3

7.3%

3,729.6

5.7%

937.5

4.6%

3,787.9

100%

5.1%

  • 4Q02 sales totaled Bt938.6mn, down 1.7% yoy and 9.5% qoq. For FY02 sales edged up 1.6% to Bt3,792mn. Volvo sales, however, dipped 1% yoy to 1,613 units, driving its market share among Western cars sold in Thailand to just 9% last year versus 14% in 2000.

Western Car Sales Comparison

 

2000

  

2001

  

2002

    
 

Units

%share

Units

%Share

Units

%Chg

%Share

Benz

2,356

22%

3,707

26%

4,057

9%

23%

B.M.W

2,415

22%

3,139

22%

3,822

22%

22%

Chevrolet

1,463

13%

2,316

16%

3,846

66%

22%

Volvo

1,484

14%

1,623

11%

1,613

-1%

9%

V.W.

650

6%

1,017

7%

511

-50%

3%

Ford

958

9%

695

5%

1,419

104%

8%

Peugeot

550

5%

555

4%

426

-23%

2%

Other Western

986

9%

1,441

10%

1,917

33%

11%

Total Western

10,862

100%

14,493

100%

17,611

22%

100%

Total

83,106

 

104,502

 

126,353

21%

 
  • SMC’s 4Q02 gross margins narrowed to 8.8% from 10.2% in the previous quarter and 9.5% in 4Q01. We believe SMC's efforts to compete in an increasingly competitive market is resulting in further deterioration in margins.
  • SMC booked an extraordinary loss of Bt250mn in 4Q02. This comprised of a Bt218mn loss for impairment of investment at an associated company, Scandinavian Leasing (SCAN), and a loss on impairment of other assets of Bt31.5mn
  • SMC has total debt of Bt812mn – a debt to equity ratio of 2.13x. Last Tuesday the company told the SET it would pay no more interest and principal on its debt pending the outcome of debt restructuring talks with major creditors.

Income Statement

1999

2000

2001

2002

2003F

2004F

Sales

1,837

3,004

3,734

3,792

4,171

4,504

Other income

134

56

33

26

27

28

Total revenues

1,971

3,060

3,767

3,818

4,198

4,532

Cost of Goods sold

1,160

2,567

3,276

3,363

3,699

3,995

Depreciation and Amortization

102

70

55

51

48

49

SG&A and Others Expenses

658

468

413

383

421

455

EBIT

50

(44)

23

21

29

33

Interest expenses

188

53

42

30

25

25

EBT

(138)

(98)

(20)

(8)

4

8

Equity Acc. + Extraordinary Gains

80

(8)

15

(248)

-

-

Net profit

(198.4)

(74.9)

25.5

(243.1)

13.3

18.9

EPS

(3.67)

(0.32)

0.11

(1.03)

0.06

0.08

EPS Growth

N.A.

N.A.

N.A.

1048.3%

N.A.

41.7%

PER

N.A.

N.A.

20.85

N.A.

40.00

28.22

EV/EBITDA

5.5

46.4

13.5

14.7

13.6

13.0

P/BV

0.18

0.89

0.85

1.40

1.35

1.29

Debt / Equity

1.68

1.66

1.42

2.13

1.92

1.84

 

Analyst: Surachai P. (Ext. 1420)
Email: Surachai.p@kimeng.co.th


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